Policy

Bangladesh National Budget 2020: FY2020-21 Fiscal Policy and Tax Reforms

FY2020-21 Bangladesh National Budget Overview

The Bangladesh FY2020-21 budget period (July 2020 to June 2021) was fixed at BDT 5.68 trillion (about $67B), a 13.3 percent increase from the previous year. It represented 17.9 percent of GDP, reflecting a large-scale emergency response to the COVID-19 pandemic. Revenue targets were BDT 3.78 trillion ($45B), but collections are projected to reach only 75 to 80 percent of the target, while the fiscal deficit reached 6.0 percent of GDP, placing it at the highest level ever recorded.

The core feature of the budget was the inclusion of a COVID-19 economic support package totaling BDT 1.21 trillion ($14.3B, 4.3 percent of GDP). Industrial support (interest subsidies on working-capital financing), social safety nets (cash transfers and food distribution), healthcare (testing, treatment, and vaccination), and export industries (RMG worker wage support) were the four main pillars. On tax policy, corporate income tax cuts (listed firms: 25% to 22.5%, private firms: 35% to 32.5%), VAT simplification, and broader personal income tax exemptions improved the business environment. For Korean firms this created positive effects through corporate tax cuts, export incentive continuity, and SEZ tax benefits.

BDT 5.68T
Total Budget
$67B, 17.9% of GDP
BDT 3.78T
Revenue Target
75-80% collection rate
GDP 6.0%
Fiscal Deficit
Historical high
BDT 1.21T
COVID Package
$14.3B, 4.3% of GDP
22.5-32.5%
Corporate Tax
Cut by 2.5%p
BDT 2.05T
ADP
Development budget
15%
VAT
Simplification applied
BDT 334B
Defense
GDP 1.1%

Revenue and Expenditure Structure

On the revenue side, NBR tax collection reached BDT 3.30T, or 87 percent of total revenue. VAT (37 percent), income tax (30 percent), tariffs (12 percent), and supplemental duties (8 percent) were the major tax items. VAT has been under a single 15 percent rate since the 2019 VAT Act revision, with extensive exemptions for small firms, agriculture, and education. On the expenditure side, current spending accounted for 60 percent, development expenditure (ADP) 36 percent, and other spending 4 percent. ADP of BDT 2.05T was focused on transport, power, education, and healthcare infrastructure, with the largest projects being the MRT line, the Padma bridge, and the Rooppur nuclear plant. Debt servicing represented 12 percent of expenditure, so fiscal sustainability remains a key challenge. External borrowing (EDCF, WB, ADB) remains the core source for development funding.

FY2020-21 Revenue and Expenditure Structure
ItemAmount (BDT B)GDP %Share %YoYNotesChallenge
Revenue-NBR tax3,30010.4%87%+12%VAT, income tax, customsCollections
Revenue-Non-NBR1500.5%4%+5%Fees and taxesScale-up needed
Revenue-Non-tax3501.1%9%+8%SOE dividendsVolatile
Expenditure-Recurrent3,41010.7%60%+11%Wages, debt, subsidiesRigid base
Expenditure-ADP2,0506.5%36%+8%Infrastructure developmentExecution around 80%
Expenditure-Other2200.7%4%+15%Emergency COVIDOne-off
Fiscal Deficit1,9006.0%+2.0%pRecord highBond issuance and borrowing

Tax Reform and Corporate Environment

Corporate Tax Changes
Listed companies25% to 22.5% — 2.5%p cut
Unlisted companies35% to 32.5% — 2.5%p cut
SEZ/EZCorporate tax holiday up to 10 years — BEZA/BEPZA
RMG12% preferential rate — export sector support
VAT and Tariff Adjustments
VAT standard15% single rate — 2019 reform
Turnover tax4% for firms under BDT 300M turnover
Tariff bands25% five-step schedule — 0-5% on inputs
Supplementary dutiesup to 100%+ — curbs luxury imports

FY2020-21 tax adjustments were designed to improve corporate competitiveness. The uniform 2.5 percentage point corporate tax reduction was a clear signal to attract foreign direct investment. For Korean investors, especially unlisted entities, the effective tax burden dropped to 32.5 percent. SEZ and economic zone investors (BEZA, BEPZA) could obtain up to a 10-year corporate tax holiday, plus duty and VAT exemptions. The 12 percent RMG corporate rate benefits Korean textile firms, while export-input tariffs of 0 to 5 percent and a cash incentive of up to 20 percent strengthened export competitiveness. On the other hand, supplementary duties of 20 to 100 percent applied to consumer and luxury goods create non-tariff-like barriers to Korean consumer exports.

Implications for Korean Companies and COVID Response

01
COVID Recovery Package
The BDT 1.21T ($14.3B, 4.3 percent of GDP) stimulus package was built around four components: 1) industrial support (BDT 300B) with 4 to 5 percent interest subsidies on working capital loans and priority for exporters; 2) social protection (BDT 180B) via BDT 2,500 cash support for vulnerable households and food distribution; 3) healthcare (BDT 100B) for testing, treatment, equipment, and vaccination; 4) RMG wage support (BDT 50B) for three months of worker wages. Korean RMG firms were also eligible, and firms can use subsidized loan facilities.
02
Tax Incentives and Investment Benefits
Favorable tax elements for Korean companies: 1) income tax cuts at 32.5 percent for private firms and 22.5 percent for listed firms; 2) SEZ duty exemptions and corporate tax holidays for 10 years with BEZA/BEPZA enrollment; 3) tariff exemptions on export inputs of 0 to 5 percent and bonded processing support; 4) cash incentive payments of 1 to 20 percent of export value by category; 5) double taxation reduction through the Korea-Bangladesh DTA. Korean firms can combine SEZ presence (including Mirsarai Korean zone) with export incentives to reduce effective burden below 5 percent.
03
ADP Infrastructure Projects and EDCF
Among the ADP development budget of BDT 2.05T, major projects relevant to Korean firms include: 1) Dhaka Metro Rail (MRT Line-6, EDCF $1.5B) for rail vehicles and systems; 2) Saidabad water-treatment plant phase 3 (EDCF $300M) for engineering and equipment; 3) grid-upgrade modernization (EDCF $200M) for transformers and cabling; 4) digital infrastructure (EDCF $100M) for e-government and data centers. ADP execution rates are around 80 percent, with delays being common, while EDCF-financed projects generally show stronger execution.
04
Fiscal Risks and Outlook
The GDP 6.0 percent fiscal deficit is a historical high, largely due to pandemic-related emergency spending. Public debt at GDP 35 percent in 2020 still looks manageable in South Asia, but the rapid upward trend is a concern. Collection rates of 75 to 80 percent reflect weak tax administration and a large informal economy above 35 percent, while digital tax systems such as e-TIN and e-VAT are being expanded. IMF recommendations focus on widening the tax base toward 15 percent of GDP from 10 percent and rationalizing subsidies.
Budget to Economic Outcome Path
COVID Stimulus
BDT 1.21T
Corporate Tax Cut
−2.5%p
ADP Execution
Infrastructure investment
Private Investment
Attracts FDI
GDP Recovery
Target above 7%
Bangladesh GDP Outlook 2020Review the macroeconomic background behind budget policy
Bangladesh Inflation Analysis 2020Assess fiscal expansion and its effects on prices

The FY2020-21 budget made COVID response and economic recovery Bangladeshs top policy priority. A BDT 1.21T ($14.3B) stimulus package, a 2.5 percent-point corporate income tax reduction, and BDT 2.05T in ADP infrastructure spending were core pillars, with fiscal deficit widened to 6.0 percent of GDP. For Korean firms, the budget generated four major benefits: tax reduction, SEZ exemptions, export incentives, and access to EDCF-backed infrastructure projects. For firms in the Mirsarai Korean zone, this can reduce the effective burden below 5 percent. Broadening the tax base and rationalizing subsidies remain central to medium-term fiscal sustainability, while digital tax and customs technology exports from Korea offer additional collaboration opportunities.

budgetfiscal policy2020taxationCOVID-19
Bangladesh National Budget 2020: FY2020-21 Fiscal Policy and Tax Reforms | Dhaka Trade Portal